The Chase Sapphire Most well-liked® is the Keanu Reeves of journey rewards playing cards; it’s aged nicely, stays extremely beneficiant, and hasn’t let its recognition go to its head.
So why is the Chase Sapphire Most well-liked® so common, even amongst non-travelers?
Let’s dive into the uncanny recognition and eligibility necessities of the Chase Sapphire Most well-liked® card.
What’s Forward:
What’s so particular in regards to the Chase Sapphire Most well-liked® card?
12 months after 12 months, the Chase Sapphire Most well-liked® card retains a loyal following for a mix of causes:
An excellent beneficiant sign-up bonus
In the mean time, the Chase Sapphire Most well-liked® card is engaging new candidates with a crazy-high 60,000-point bonus when you spend $4,000 inside the first three months of account opening.
And none of those “factors are price 0.6 cents when redeemed for money” BS that different banks pull — factors are price a minimal of 1 cent apiece (or extra for those who redeem for journey).
Beneficiant rewards and money again
Right here’s a fast and soiled abstract of the Chase Sapphire Most well-liked®’s money again:
- 5x factors on journey bought by means of Chase Final Rewards®.
- 3x again on eating, grocery shops, and choose streaming companies.
- 2x on journey (airfare, inns, taxis, and trains).
- 1x again on every thing else.
- 10% account anniversary factors increase.
- $50 annual resort credit score.
Certain, some American Specific playing cards handle to beat the Chase Sapphire Most well-liked® on rewards — however additionally they cost increased annual charges ($250+ versus $95).
Beaucoup journey advantages and insurance coverage
Along with travel-centric rewards, Chase bundles in beneficiant journey insurance coverage that beneath the correct (or improper) circumstances might prevent $10,000 or extra:
- Journey cancellation/interruption insurance coverage.
- Journey delay reimbursement.
- Journey accident insurance coverage.
- Misplaced baggage reimbursement.
- Baggage delay insurance coverage.
- Journey and emergency help.
Associated: Greatest bank cards for journey insurance coverage
The rock-solid Chase app and customer support
To spherical out the Chase Sapphire Most well-liked®’s choices, you get entry to a strong, secure app and a responsive, skilled buyer help workforce. Having reviewed a number of Chase playing cards, I’ve by no means needed to wait longer than 10 minutes to talk to a Chase rep.