For individuals who like to journey or who journey typically for enterprise, the Capital One VentureOne Rewards Credit score Card is designed to assist cardholders obtain miles for flights quicker.
A sister card to the Capital One Enterprise Rewards Credit score Card, the Capital One VentureOne Rewards Credit score Card doesn’t cost an annual charge and gives a smaller bonus, however inside simpler attain.
This card is usually a good entry for vacationers, incomes 1.25 miles per greenback.
What’s Forward:
Capital One VentureOne Rewards Credit score Card key details
Capital One VentureOne Rewards Credit score Card
In A Nutshell
The Capital One VentureOne Rewards Credit score Card has a litany of advantages together with a 20,000 mile one-time bonus after spending $500 within the first 3 months, a 0% intro APR on purchases and stability transfers for 15 months (after which the usual charge of 15.24% – 25.24% Variable applies).
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In A Nutshell
The Capital One VentureOne Rewards Credit score Card has a litany of advantages together with a 20,000 mile one-time bonus after spending $500 within the first 3 months, a 0% intro APR on purchases and stability transfers for 15 months (after which the usual charge of 15.24% – 25.24% Variable applies).
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Credit score Rating Necessities:
Credit score Rating necessities are based mostly on Cash Below 30’s personal analysis of approval charges; assembly the minimal rating gives you the most effective likelihood to be accepted for the bank card of your alternative. In the event you don’t know your credit score rating, use our free credit score rating estimator software to get a greater thought of which playing cards you’ll qualify for. *Cash Below 30 makes use of a FICO 8 rating, which is one in every of many various kinds of credit score scores. *A creditor could use a distinct rating when deciding whether or not to approve you for credit score.
?
- Good/
- Wonderful
Poor
500-599
Truthful
600-699
Good
700-749
Wonderful
750-850
What We Like:
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A one-time bonus of 20,000 miles after spending $500 within the first three months
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1.25 miles earned on each $1 spent
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No annual charge and no international transaction charges
- $0 annual charge and no international transaction charges
- Earn a bonus of 20,000 miles when you spend $500 on purchases inside 3 months from account opening, equal to $200 in journey
- Earn limitless 1.25X miles on each buy, on daily basis
- Miles will not expire for the lifetime of the account and there is no restrict to what number of you’ll be able to earn
- Earn 5X miles on inns and rental automobiles booked by way of Capital One Journey, the place you will get Capital One’s finest costs on hundreds of journey choices
- Use your miles to get reimbursed for any journey buy—or redeem by reserving a visit by way of Capital One Journey
- Switch your miles to your alternative of 15+ journey loyalty packages
- Get pleasure from 0% intro APR on purchases and stability transfers for 15 months; 15.24% – 25.24% variable APR after that
Intro APR Purchases
0%
Intro Time period Purchases
for 15 months
Intro APR Steadiness Transfers
0% intro on stability transfers
Intro Time period Steadiness Transfers
for 15 months
Common APR
15.24% – 25.24% (Variable)
Annual Payment
$0
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- Introductory supply: The Capital One VentureOne Rewards Credit score Card gives 20,000 bonus miles after you have spent $500 throughout the first three months.
- Limitless rewards: Earn 1.25 limitless miles on each buy.
- APR: Charges for purchases fluctuate at 15.24% – 25.24% (Variable) APR.
- Annual charge: No annual charge, ever.
- Greatest for these with good and wonderful credit score: This card is obtainable to these with 700 and better credit score scores.
- Journey advantages: You’ll pay no international transaction charges.
- Procuring made simple: Use factors to make purchases on Amazon.com for quicker rewards.
What number of miles can I earn in rewards?
So as to obtain the 20,000 miles signup bonus, you solely should spend $500 within the first three months. That’s one of many lowest bonus necessities out there. And 20,000 miles is sufficient to earn you a free flight, corresponding to this instance of a flight between New York Metropolis and Orlando on companion JetBlue that’s lower than 20,000 miles roundtrip. This implies, for those who spend a grand (and $11.20 in charges) and earn a free flight.
Granted, that JetBlue flight can be cheaper than $1,000 however let’s say you spend $2,000 per 30 days. You’ll earn 2,500 miles every month together with the signup bonus, providing you with 50,000 miles for the primary yr you’ve gotten your Capital One VentureOne Rewards Credit score Card.
That’s sufficient to get you nearly three free flights for spending you have been already planning on doing — not such a nasty deal. The next yr, the identical spending will earn you solely 30,000 miles, however it’s nonetheless free journey.
| Earnings throughout yr one | Earnings in subsequent years | |
|---|---|---|
| Annual charge | $0 | $0 |
| Signal-up bonus | 20,000 miles after spending $500 within the first 3 months | N/A |
| 1.25x rewards for spending $2,000 per 30 days | 30,000 miles | 30,000 miles |
| Whole rewards earnings | 50,000 miles | 30,000 miles |
Different issues
Though it is probably not value it to make use of the cardboard for resort rewards, there are some good touches the Capital One Enterprise Rewards Credit score Card affords as well as that you could be wish to take into account. For instance, cardholders obtain roadside help for emergencies, corresponding to tire altering, and are lined when renting a automobile.
Capital One additionally has its personal journey company, Capital One® Journey. In the event you use your Capital One Enterprise Rewards Credit score Card to e-book inns or rental automobiles, you’ll obtain 5x the miles per greenback spent. In the event you’re touring anyway, strive their service and see for those who can’t get some further miles in your account.
Abstract
The Capital One VentureOne Rewards Credit score Card is an efficient beginning card for rewards journey. This card gives rewards you’ll be able to really use with none expiration date on what you earn. You’ll be capable to earn free flights and upgrades on spending in each class — you’ll get 1.25 miles on all of your purchases. In your first yr as a cardholder, it is best to simply attain 50,000 miles.
